Bridge Loans in the Bay Area
In the competitive Bay Area market, timing is everything. A bridge loan lets you buy your next home before selling your current one — using the equity you already have to fund the down payment and avoid contingent offers that sellers routinely reject.
Who this is for
- Move-up buyers who need to act before their current home sells
- Buyers who want to avoid contingent offers in competitive markets
- Homeowners who have found their next property and don't want to lose it
- Investors bridging between projects
How it works
- 01
Equity & purchase review
I evaluate your current home equity and the new purchase price.
- 02
Bridge loan structured
A short-term bridge loan is structured to cover the down payment or full purchase of the new home.
- 03
Sell, pay off, refinance
Once your current home sells, the bridge loan is paid off and you refinance into permanent financing if needed.
Loan highlights
Short-term loan, typically 6–12 months
Leverages existing home equity
Eliminates the need for a sale contingency
Fast approval and close
Available for primary residences and investment properties
Frequently asked questions
Thinking about your next move?
I will walk through the numbers and timeline so you can make an offer with confidence.
Let's Discuss If a Bridge Loan Is Right for You