A mortgage broker who treats your family like his own.
For over 30 years, I've helped Californians turn an intimidating process into a calm, clear path to the front door of a home they love.
About Chris Johnson

By the Numbers
Over 30
Years Experience
$1.4B
In Loans Closed
198
Five-Star Reviews
15+
Loan & Real Estate Programs
Reach Chris directly
- (408) 687-6109
- chris_j@ouraffinity.com
- 2542 S Bascom Ave, Suite 185
Campbell, CA 95008
I started in mortgages because I watched my own family go through the process — confused, overwhelmed, and unsure who was looking out for them. I promised myself I'd build a different kind of practice: slower in the right places, faster where it matters, and always honest.
Today, operating through Affinity Mortgage, I serve buyers across San Jose, Campbell, Los Gatos, and the greater Bay Area. From first-time buyers stretching for their starter home to families upgrading for a growing crew, my job is to find the financing that fits — and to explain it in plain English.
Outside of work, family is everything. That perspective shapes how I show up for clients: patient with the questions, protective of your budget, and respectful of your time.
Local expertise
30+ years navigating Bay Area markets and lenders.
Wide loan menu
FHA, VA, USDA, conventional, jumbo, investor, self-employed, reverse, bridge.
Always reachable
Texts, calls, emails — answered same day.
Family-first lens
Every option weighed against your real-life monthly comfort.
Mortgage & Real Estate — Under One Roof
I am not only a licensed mortgage broker with 30+ years of experience — I am also a licensed California real estate broker. This means I can represent you as a buyer or seller on your next transaction while simultaneously handling your financing. For Bay Area homeowners and investors, this eliminates the coordination gap between your agent and your lender, streamlines the process, and ensures your financing and negotiation strategy are always aligned.
Whether you are buying your first home, selling an investment property, or making a move-up purchase, I can guide the entire transaction from offer to close.