About

A mortgage broker who treats your family like his own.

For over twenty years, I've helped Californians turn an intimidating process into a calm, clear path to the front door of a home they love.

About Chris Johnson

Chris Johnson, mortgage broker

Reach Chris directly

I started in mortgages because I watched my own family go through the process — confused, overwhelmed, and unsure who was looking out for them. I promised myself I'd build a different kind of practice: slower in the right places, faster where it matters, and always honest.

Today, working under Affinity Mortgage, I serve buyers across San Jose, Campbell, Los Gatos, and the greater Bay Area. From first-time buyers stretching for their starter home to families upgrading for a growing crew, my job is to find the financing that fits — and to explain it in plain English.

Outside of work, family is everything. That perspective shapes how I show up for clients: patient with the questions, protective of your budget, and respectful of your time.

Local expertise

Two decades navigating Bay Area markets and lenders.

Wide loan menu

FHA, VA, USDA, conventional, jumbo, non-QM, reverse, bridge.

Always reachable

Texts, calls, emails — answered same day.

Family-first lens

Every option weighed against your real-life monthly comfort.

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