About

A mortgage broker who treats your family like his own.

For over 30 years, I've helped Californians turn an intimidating process into a calm, clear path to the front door of a home they love.

About Chris Johnson

Chris Johnson at home with his German Shepherd

By the Numbers

Over 30

Years Experience

$1.4B

In Loans Closed

198

Five-Star Reviews

15+

Loan & Real Estate Programs

Reach Chris directly

I started in mortgages because I watched my own family go through the process — confused, overwhelmed, and unsure who was looking out for them. I promised myself I'd build a different kind of practice: slower in the right places, faster where it matters, and always honest.

Today, operating through Affinity Mortgage, I serve buyers across San Jose, Campbell, Los Gatos, and the greater Bay Area. From first-time buyers stretching for their starter home to families upgrading for a growing crew, my job is to find the financing that fits — and to explain it in plain English.

Outside of work, family is everything. That perspective shapes how I show up for clients: patient with the questions, protective of your budget, and respectful of your time.

Local expertise

30+ years navigating Bay Area markets and lenders.

Wide loan menu

FHA, VA, USDA, conventional, jumbo, investor, self-employed, reverse, bridge.

Always reachable

Texts, calls, emails — answered same day.

Family-first lens

Every option weighed against your real-life monthly comfort.

Start a conversation
Dual-licensed

Mortgage & Real Estate — Under One Roof

I am not only a licensed mortgage broker with 30+ years of experience — I am also a licensed California real estate broker. This means I can represent you as a buyer or seller on your next transaction while simultaneously handling your financing. For Bay Area homeowners and investors, this eliminates the coordination gap between your agent and your lender, streamlines the process, and ensures your financing and negotiation strategy are always aligned.

Whether you are buying your first home, selling an investment property, or making a move-up purchase, I can guide the entire transaction from offer to close.

Ask Chris About Buying or Selling