A loan for every chapter of your life.
With access to a full menu of programs, I help match you with the loan that genuinely fits — not just whatever's easiest to sell.
Available loan programs
Conventional Loans
Time-tested fixed and adjustable-rate mortgages with flexible terms for steady borrowers.
FHA Loans
Low-down-payment financing perfect for first-time buyers or anyone rebuilding credit.
VA Loans
$0 down options and competitive rates honoring active-duty service members and veterans.
USDA Loans
Zero-down financing for eligible rural and suburban California neighborhoods.
Jumbo Loans
Financing above conforming limits for higher-priced California real estate.
Reverse Mortgages
Tap into home equity later in life — without taking on a monthly mortgage payment.
Non-QM Loans
Tailored solutions for self-employed, investors, and unique income situations.
Bridge Loans
Buy your next home before selling the current one — with confidence and flexibility.
Commercial Loans
Financing for investment properties, mixed-use buildings, and small commercial spaces.
Not sure which loan fits?
A 15-minute conversation usually narrows it down. No commitment, no credit pull.
Talk it through with Chris