Mortgage calculators

Could rolling debt into your mortgage lower your payments?

Add your high-interest debts and compare the total monthly outflow to a cash-out refinance at a new blended rate.

Your existing debts

$
$
%
$
$
%

Consolidated mortgage

$
%

Monthly savings

$746/mo

Compared to your current total monthly debt outflow.

Debt balances rolled in$40,000
Current debt payments$1,005/mo
Current mortgage (est.)$3,113/mo
Current total$4,118/mo
New consolidated payment$3,373/mo
Got a number — now what?

Turn this estimate into a real plan with Chris.

Calculators give you a ballpark. A 15-minute call turns it into a personalized plan based on your credit, income, equity, and timing.

Disclaimer. This calculator is a self-help tool for your independent use and is not personalized mortgage advice, a loan offer, or a commitment to lend. Examples are hypothetical and for illustration only. Actual options depend on credit, income, equity, property type, loan program, and timing.