Commercial Real Estate Loans in the Bay Area
From multifamily apartment buildings to mixed-use properties and small commercial spaces, I provide financing solutions for Bay Area investors and business owners who need more than a standard residential loan. With 30+ years of experience and direct relationships with agency and portfolio lenders, I navigate complex commercial deals that most brokers won't touch.
Who this is for
- Multifamily investors (5+ units)
- Mixed-use property buyers
- Small business owners purchasing their building
- Investors refinancing commercial holdings
- Developers seeking bridge to permanent financing
Loan programs available
- 01
Conventional Commercial
Standard commercial financing for stabilized income-producing properties.
- 02
Agency Small Balance Loans
Fannie Mae and Freddie Mac programs for smaller multifamily properties, typically 5–50 units, with competitive fixed rates and longer amortization.
- 03
DSCR Commercial
Qualify based on the property's net operating income, not personal income.
- 04
Bridge to Permanent
Short-term financing for value-add properties transitioning to stabilized income.
- 05
SBA Loans
For business owners purchasing owner-occupied commercial real estate.
Frequently asked questions
Have a commercial deal in mind?
Share the property, the numbers, and the timeline — I will come back with the right program.
Let's Talk About Your Commercial Deal