How much home can you comfortably afford?
Standard 36/45 DTI guidelines applied to your income, debts, and down payment — with taxes and insurance baked in.
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Estimated max home price
$821,000
Based on 36/45 DTI guidelines and your inputs.
Loan amount$701,000
Principal & interest$4,431/mo
Property taxes$821/mo
Insurance$150/mo
Total payment$5,402/mo
DTI used41.0%
Got a number — now what?
Turn this estimate into a real plan with Chris.
Calculators give you a ballpark. A 15-minute call turns it into a personalized plan based on your credit, income, equity, and timing.
Disclaimer. This calculator is a self-help tool for your independent use and is not personalized mortgage advice, a loan offer, or a commitment to lend. Examples are hypothetical and for illustration only. Actual options depend on credit, income, equity, property type, loan program, and timing.