How much of your RSU income actually counts?
Lenders don't use 100% of your equity value. See what qualifies before you apply.
Use vested value that hit your W-2, not total grant value.
Estimated qualifying income
$285,000
Base salary + 70% of averaged RSU income
Estimated maximum monthly housing payment
$9,463
43% back-end DTI ceiling, less your monthly debts
This calculator provides a simplified estimate for educational purposes only and is not a loan pre-approval or guarantee of qualifying income. Actual lender treatment of RSU income varies and requires full documentation review. Contact Chris Johnson for an accurate assessment based on your full financial picture.
Turn this estimate into a real plan with Chris.
Calculators give you a ballpark. A 15-minute call turns it into a personalized plan based on your credit, income, equity, and timing.
Disclaimer. This calculator is a self-help tool for your independent use and is not personalized mortgage advice, a loan offer, or a commitment to lend. Examples are hypothetical and for illustration only. Actual options depend on credit, income, equity, property type, loan program, and timing.